Resources

Roadmap

Our vision for the future of memento. Here is what we are building and where we are headed.

Current Status

memento is live on Solana with our core products operational. We are continuously improving the platform based on user feedback and market conditions. Below is our product-by-product roadmap for upcoming features and improvements.

Yield Aggregator

The Yield Aggregator is our AI-powered discovery tool for stablecoin farming opportunities. Here is how we plan to enhance it:

Q1 2026

Granular Filtering

More precise control over the opportunities you see:

  • Filter by specific chain (Solana, Ethereum, Base, Arbitrum)
  • Filter by protocol type (lending, LP, staking, vaults)
  • Filter by lockup period (no lock, 7 days, 30 days, flexible)
  • Filter by leverage exposure (none, low, medium, high)
  • Filter by minimum TVL threshold
Q1 2026

Enhanced Risk Context

Better tools to understand and compare risk:

  • Side-by-side comparison view for up to 4 opportunities
  • Detailed risk breakdown (program security, depeg, impermanent loss)
  • Historical APY charts showing yield stability over time
  • Audit status and security score for each protocol
  • Community sentiment indicators
Q2 2026

Direct Actions

Execute strategies without leaving the memento app:

  • Stake or lend directly from the aggregator interface
  • One-click deposit into any displayed opportunity
  • Automated position management and rebalancing
  • No need to navigate multiple protocol interfaces
Q2 2026

Multi-chain Expansion

Expanding to Base for wider access and composability:

  • Accept payments on Base
  • Enable AI agents on Base to access the aggregator
  • Improve composability with Base-native DeFi protocols
  • Lower gas costs for users primarily on Ethereum L2s

Vaults

Our curated yield strategies will continue to evolve with new offerings and improved mechanics:

Q1 2026

New Vault Strategies

  • Structured products with principal protection
  • Cross-chain yield optimization vaults
  • RWA and cashflow-tied vaults
  • Stablecoin arbitrage vaults
Q2 2026

Vault Improvements

  • Increased capacity limits based on demand
  • Auto-compounding options for rewards
  • Flexible withdrawal windows with reduced fees
  • Performance fee tiers based on $MM holdings

Memento Engine

Our institutional-grade yield layer. Users swap USDC for $MUSD, then stake $MUSD in Memento Engine to receive $sMUSD. $MUSD is designed to earn base yield from reserve deployment, and $sMUSD adds institutional yield on top for a higher total return.

Q1 2026

Foundation Release

Ship the core primitives with conservative scope and production-grade controls:

  • $MUSD mint and redeem on Solana with USDC as the reserve asset
  • Base yield mechanics for $MUSD from reserve deployment aligned to vault performance
  • Memento Engine staking with $sMUSD issuance and 0% stake and unstake fee
  • 1% swap fee on USDC ↔ $MUSD with 100% used for $MM buyback and burn
  • Initial Memento Engine allocation framework with liquidity buffers for smooth stake and unstake operations
  • Monitoring, alerts, and operational runbooks for critical workflows
Q2 2026

Institutional Layer Expansion

The most complex workstreams land here. This is where credibility is earned:

  • Underwriting and credit operations, including borrower assessment, collateral policy, and approvals
  • Default workflows, impairment handling, and standardized recovery process
  • Portfolio construction rules, concentration limits, and duration and liquidity management
  • Expanded pool set and allocation tuning as the engine scales and stabilizes
  • Reporting and analytics for positions, performance attribution, and risk metrics inside the app
Q2 2026

Distribution and Integrations

  • Base deployment for broader distribution and integrations
  • Partner integrations and simple developer primitives for $MUSD and $sMUSD support
  • Improved liquidity management for faster stake and unstake at larger size
  • Additional collateral types and expanded deal flow as the system matures

memento Alphas

Our premium research offering will provide high-conviction yield strategies from experienced financial analysts:

Q2 2026

Launch

  • Bi-weekly Alpha reports from expert analysts
  • Seamless payment integration
  • Archive access for past reports
  • Exclusive Discord channel for subscribers
Q3 2026

Enhanced Coverage

  • Weekly reports for premium subscribers
  • Real-time alerts for time-sensitive opportunities
  • Portfolio tracking integration
  • Personalized strategy recommendations

$MM Token

The token ecosystem will grow alongside the platform:

Q1 2026

Token Launch and Ecosystem

  • Fair launch on Solana
  • Initial liquidity provision
  • Governance portal activation
  • First buyback and burn event
  • Fee discounts for $MM stakers
  • Priority access to new vaults
  • Revenue sharing for long-term stakers
  • Cross-protocol partnerships

Platform Infrastructure

Behind the scenes improvements to make everything faster and more reliable:

Performance

Sub-second page loads, optimized RPC calls, and improved caching for real-time data.

Security

Regular audits, bug bounty program, and enhanced monitoring for all Solana programs.

Analytics

Advanced portfolio tracking, PnL calculations, and tax reporting exports.

Mobile

Progressive web app optimizations for seamless mobile experience.

Community Input

This roadmap is not set in stone. We actively incorporate feedback from our community. Join us on Twitter/X at @mementodotmoney to share your ideas and vote on feature priorities.

Next Steps